Nigerian content creator and streamer, Habeeb Hamzat, popularly known as Peller, has ignited widespread reactions after revealing his strict financial principle of never allowing his savings to drop below ₦100 million, even in emergencies.

In a viral video featuring Peller and skit maker Sir Balo, the content creator explained that he maintains a firm personal rule to safeguard his financial stability.

“I don’t ever allow myself to be broke below ₦100 million. Even if anybody wants to die in the family, I won’t touch it. I always make sure my money never drops below ₦100 million,” he said.

He added that in situations where he needs urgent cash, he opts for alternative income sources rather than dipping into his reserved funds.

“There are times I’ll need urgent money when I’m broke and I’ll just take music promotion and ask for like ₦3 million just to do it. But that saved ₦100 million, I won’t touch it, because once you start, you’ll continue spending,” he explained.

The statement has since triggered intense debate across social media, with opinions divided on the balance between financial discipline and family responsibility.

Supporters argue that setting strict financial boundaries is essential for long-term security, especially in a challenging economic climate. Critics, however, contend that such rigidity may overlook the importance of family obligations, particularly during life-threatening emergencies.